Privacy Policy for MKMPay

At MKMPay (“we,” “us,” or “our”), we are firmly dedicated to upholding and protecting the privacy of our users and their personal information. This Privacy Policy is designed to provide a comprehensive explanation of the various ways in which we collect, utilize, disclose, and safeguard the information you provide to us in connection with your use of our application and the services we offer. By accessing or utilizing the MKMPay platform, you hereby acknowledge that you have read, understood, and expressly consent to the data practices and policies outlined herein. Your engagement with our services signifies your acceptance of the terms and conditions set forth in this Privacy Policy.

1. Information We Collect

1.1 Information We Collect

We may collect personal information that you voluntarily provide to us in various contexts, including, but not limited to, the creation of your user account, the execution of financial transactions, and any correspondence or communication you engage in with our team. This personal information may encompass a range of identifiable details, including, but not limited to, the following:

  • Name
  • Email address
  • Phone number
  • Date of birth
  • Billing address

1.2 Non-Personal Information

In addition to the personal data collected, we may also gather non-personal information related to your usage of the app. This may include, but is not limited to:

  • Device information (e.g., device type, operating system)
  • IP address
  • Location data
  • Browsing patterns and usage data

2. How We Use Your Information

The information we collect may be utilized for a variety of purposes, including but not limited to the following:

  • to provide, maintain, and enhance the functionality, performance, and security of our app or services;
  • to analyze and understand user behavior and preferences in order to optimize the user experience; to develop, improve, and market new or existing products, features, or services;
  • to personalize content, advertisements, and offers based on your interests and engagement;
  • to communicate with you regarding updates, promotions, or changes to our services, terms, or policies;
  • to comply with legal obligations or respond to lawful requests from regulatory authorities, government agencies, or courts;
  • to enforce our terms and conditions or protect the rights, privacy, safety, or property of our users, third parties, or the company itself.

All such uses of the collected information shall be conducted in accordance with applicable laws, regulations, and privacy policies.

3. Disclosure of Your Information

We may share your information in the following circumstances:

  • With Service Providers: We may share your information with third-party service providers to assist in operating our app and services, such as payment processing, data analysis, and customer support.
  • Legal Compliance: We may disclose your information if required by law or in response to valid requests by public authorities (e.g., a court or government agency).
  • Business Transfers: If we are involved in a merger, acquisition, or asset sale, your information may be transferred as part of that business transaction.

4. Data Security

We take the security of your information seriously and implement reasonable administrative, technical, and physical safeguards to protect it from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.

5. Your Rights

You may have certain rights regarding your personal information, depending on your jurisdiction, including:

  • The right to access and receive a copy of your personal data
  • The right to request correction of inaccurate data
  • The right to request deletion of your personal data
  • The right to object to or restrict the processing of your personal data

To exercise any of these rights, please contact us at [email protected]

6. Third-Party Links

Our app may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party sites you visit.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy in the app with a revised effective date. Your continued use of the app after any changes constitutes your acceptance of the new policy.

8. Security

MKMPay employs reasonable and industry-standard security measures to safeguard the personal information collected from Users. However, it is important to note that no method of transmission over the Internet or electronic storage can be deemed entirely secure, and, as such, we cannot provide an absolute guarantee of security.

9. Contact Us

If you have any questions or issues to be reported about this Privacy Policy, please contact us at:
Email: [email protected]


Address: MKM CAPITAL SDN. BHD.

STAR AVENUE COMMERCIAL CENTRE B-29,

JALAN ZUHAL U5/179, SEKSYEN U5,

BANDAR PINGGIRAN SUBANG,

40150 SHAH ALAM, SELANGOR

Phone: 03-77341114

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